yes.com AG

yes® is an open banking ecosystem offering PSD2 services free of charge to relying parties such as online shops, insurance or telecom companies all. In addition relying parties can request premium services like identity information or qualified electronic signatures (QES). Online banking customers simply use their existing login to verify their identity, pay or sign documents at the relying parties websites or apps—without registration. Over 1,000 banks will play an active role to keep the user interface and become the digital master key for their customers. These ‘active banks’ transmit account information, identities and payments directly to the relying party. In addition they make money by providing premium services beyond PSD2 such as additional account history, verified date of birth and identity information or payment guarantees.